Terms of Use

This Terms of Use Agreement (“Agreement”) governs your access and use of the Website www.minutesbazaar.com and its Mobile Application (collectively referred to as the “Platform”), which are owned and operated byMinutes Bazaar Private Limited (“Company”, “we”, “our” or “us”).

This Agreement is published in accordance with the Information Technology Act, 2000 and rules made
thereunder. It is an electronic record generated by a computer system and does not require physical or digital signatures.

This Agreement is published in accordance with the Information Technology Act, 2000 and rules made
thereunder. It is an electronic record generated by a computer system and does not require physical or digital signatures.

  1. Services Offered
    Minutes Bazaar provides access to financial products and services including but not limited to:
    • Business Loans, Personal Loans, Home Loans, Vehicle Loans
    • Credit facilities including Credit Cards
    • Investment products such as Fixed Deposits and Savings Accounts
    • Credit report tools and other financial assistance
      We may also collaborate with banks, NBFCs, and third-party service providers to deliver certain services, including credit checks and verification services. Your use of such services is entirely voluntary.
  2. Eligibility
    By accessing our Platform, you confirm that you:
      • Are at least 18 years of age and competent to contract under Indian law.
      • Are a resident of India.
      • Will provide true, accurate, current, and complete information at all times.
  3. User Responsibilities
    You agree that you will not:
      • You agree that you will not:
      • Attempt to copy, modify, reverse-engineer, or distribute content from the Platform.
      • Post, share, or transmit offensive, defamatory, obscene, or illegal content.
      • Misrepresent your identity or impersonate any other person
        You are solely responsible for maintaining the confidentiality of your login credentials and for all activities under
        your account.
  4. Privacy and Data Usage
    By using our Platform, you consent to the collection, storage, and use of your data in accordance with our Privacy Policy. We may use your information to:
      • Provide you with relevant services and updates.
      • Contact you through SMS, calls, WhatsApp, or emails (even if your number is registered under DND).
      • Share your details with partner banks/NBFCs/third parties, when required, to process your
        application.
  5. Intellectual Property
    All logos, content, graphics, software, and other material on the Platform are the intellectual property of Minutes Bazaar Private Limited or its licensors. You are granted only a limited license to access and use the Platform. Unauthorized use may result in termination of access.
  6. Third-Party Services & Links
    The Platform may contain links to third-party websites and services. Minutes Bazaar is not responsible for the content, accuracy, or practices of such external sites. Use of third-party services is solely at your risk.
  7. Disclaimer of Warranties
    The Platform and services are provided on an “as is” and “as available” basis. We do not guarantee:
    Uninterrupted or error-free operation of the Platform.
    Accuracy or completeness of financial products or information provided.
    Success or approval of any loan or financial product application.
  8. Limitation of Liability
    To the maximum extent permitted by law, Minutes Bazaar shall not be liable for any indirect, incidental, consequential, or exemplary damages, including but not limited to loss of data, profits, or goodwill arising out of your use of the Platform.
  9. Indemnity
    You agree to indemnify and hold harmless Minutes Bazaar, its directors, employees, partners, and affiliates from any claims, damages, losses, or liabilities arising out of your violation of these Terms or misuse of the Platform.
  10. Termination
    We reserve the right to suspend or terminate your access to the Platform at our discretion, without notice, if you violate these Terms or engage in unlawful use of our services.
  11. Governing Law & Dispute Resolution
    This Agreement shall be governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction
    of the courts in Gurugram, Haryana. Disputes may also be referred to arbitration in accordance with the
    Arbitration and Conciliation Act, 1996.
  12. Amendments
    Minutes Bazaar reserves the right to update or modify these Terms of Use at any time. Updates will be posted on the Platform, and continued use constitutes acceptance of such modifications.

Contact Information
Minutes Bazaar Private Limited
337, Phase II, Udyog Vihar, Gurugram, Haryana – 122016
Phone: +91 7206540790
Customer Support Email: cs@minutesbazaar.in
Grievance Officer Email: grievance@minutesbazaar.in
Compliance Officer Email: compliance@minutesbazaar.in
Principal Officer Email: principal@minutesbazaar.in
CEO Email: ceo@minutesbazaar.in

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